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TERMS OF ACCESS

By typing your name in the space provided below and clicking the SUBMIT button, payment of the monthly fee, or accessing the information provided at our website(s), you agree to be bound by the following:

1. I understand and agree that: this is an information service distributed by Online Investment Services, LP. I have read and agree to the Disclaimer provided on the web site which ishereby incorporated by reference. I agree that Online Investment Services, LP., and Split Ventures, Ltd. (collectively, these entities referred to herein as "The Companies") provide various services, including those to which I am currently subscribing. I agree that The Companies do not provide recommendations to buy or sell stocks,stock options, or any other security or investment; that The Companies are not comprised of stock brokers or investment advisors. All stocks and stock options listed in emails or on a related website(s) are for informational and evaluative purposes only; and The Companies reserve the right to change, alter or modify the information being presented at any time for any reason.

2. I understand that the information provided is believed by The Companies to be accurate, however, I also understand and agree that The Companies do not warrant the accuracy nor do The Companies make any claims or guarantees to its accuracy. I understand the risks of trading in the stock and options markets. I understand and agree that the information should only be used as a research tool and that I should always discuss and/or review my trading strategies with my stock broker or other professional. I understand and agree that I am being granted a non-exclusive, non-transferable limited license that may be revoked at any time. I understand that significant losses can occur when I enter the stock market. I understand that Companies are not Financial Analysts, Investment Brokers or Financial Advisors.

3. The Companies shall not be responsible or subject to liability for the truth, accuracy, or otherwise for the information provided in the service or for errors, mistakes, or omissions therein or for any delays or interruptions of the service from or for whatever cause. I agree to indemnify, release, defend, and hold harmless The Companies, its members, employees, agents, representatives, affiliates, subsidiaries, successors and assigns (collectively, the "The Companies Indemnitees") from and against any and all claims, liabilities, losses, causes of actions, costs, lost profits, lost opportunities, indirect, special, incident, consequential, punitive, or any other damages whatsoever and expenses (including, without limitation, court costs and attorneys' fees) ("Losses") asserted against, resulting from, imposed upon or incurred by any of the The Companies Indemnitees as a result of, or arising out of this agreement and/or your use of the service. I further agree that in no event shall The Companies ever be liable for Losses or otherwise to me for an amount more than my paid subscription fees, and I hereby agree to such liability cap. This Terms of Access agreement shall be governed by and construed in accordance with the laws of the State of Colorado, except provisions of that law referring governance or construction to the laws of another jurisdiction. Any action arising out of this agreement or the rights and duties of the parties arising out of this agreement may be brought, if at all, only in the courts of the State of Colorado for Jefferson County or the U.S. District Court for Colorado and not in any other court and tribunal. The parties herby consent to the personal jurisdiction of the courts in the state of Colorado. I agree this paragraph constitutes a conspicuous legend.

4. I understand that the first 2 weeks are free! Thereafter, I authorize Online Investment Services, LP.(d/b/a InvestmentHouse.com) to automatically charge my credit card the above stated fee thereafter until this agreement is canceled by either party at any time for any reason by providing the other party notice in writing (for example, by fax, mail or e-mail). The subscription period begins on the day the free trial ends and runs for 30, 60, 90, 120 or 365 consecutive days (as applicable). After the trial period, subscriptions are non-refundable. Notwithstanding anything else herein, the terms of paragraphs 1, 2, and 3 of the Terms of Access shall survive cancellation. In the event the monthly fee is ever increased, Online Investment Services, LP./InvestmentHouse.com shall provide at least 30 days prior notice. Online Investment Services, LP. may receive updated credit card account information from the financial institution issuing my credit card. In the event sales, use or other taxes are ever determined to be due, I agree that I am responsible for paying any sales, use or such other taxes that may be imposed at any time whatsoever on this transaction. Local residents agree to pay applicable sales tax..

5. I agree that the information provided is proprietary information and shall be kept secret. It is solely for my use and my immediate family, and shall not be distributed in any manner without the prior written consent of InvestmentHouse.com.



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